Santa Claus died


I had a major meltdown yesterday morning. I got paid (yes, we get paid on the 7th and 22nd and have furlough days in between. What a company!), so I was writing out my bills. Turns out that my FUCKING insurance company decided to cancel my policy because I sent my payment in LATE.

I hate insurance companies with every ounce of bile in my body. Really — there was no official due date for the payment, so I sent the check when I got paid (see screwy schedule above). They clearly cashed the check but decided that it wasn’t received in a timely enough fashion, so I need to pay the balance ($642) by Christmas Eve, or I have no policy.

I lost my fucking mind. I called my agent and rambled for 20 minutes how I’m not able to afford Christmas this year anyway and how my darling company sees fit to furlough days and negatively impact my bill-paying process anyway, so if they think I can pull $642 outta my ass right now — especially during this festive season — they can sit and spin. Further, I told him, I will be glad to drive the car off the nearest cliff on the day before the policy expires. Therefore, he needs to figure out how we can resolve this. I don’t care if they even want the next payment now — $211 is better than $642 anyday!

*deep, cleansing breaths* Serenity, now, my friends. I shall overcome. I have a plan. I’m not talking about the plan, but I’ve got one. Let’s just say that I am calming myself with thoughts of these insurance companies and creditors lining up at MY doorstep, begging to have me as a client because I’m such a desirable candidate. And someday, I will slam that door in their faces, instead of begging them to not kick me out of their systems.


*whew* My broker came in and saved the day (I was ready to have him sign me up for another insurance plan). All I have to do is pay my normal payment by the end of the month, and I’m in the clear. You could tell he was praying that he got my voice mail when he called and I picked up. He asked me what furlough days are, and I explained that I hated being behind in my payment, too, but if you are barely taking home enough money to pay your rent/car payments (especially when you were expecting more), it’s hard to meet all your bills right away. He was very cool, and I am a happy girl. It’s still gonna be a sucky Christmas as far as having money to burn, but I’ll be OK. I always am.

Phase One of Dawn’s Grand Scheme goes into effect tomorrow. If you’re so inclined to pray or hope or send good wishes, I’m taking my first step toward my future around 10 a.m. 🙂

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